When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Surprises Making the most of surprises is a great reason to work with us. U.S. Personal Savings Rate What can be learned from the savings rate? Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.